Ask a Tradesman
Insurance and liability when using scaffolding
If a builder on this site does not show insurance details, might I be liable if there is an accident? What are the rules about scaffolding - is it my duty to check the safety of workers not using scaffolding?
You should check to see they have public liability insurance [ ask them ] which is a must by law.
Any customers that ask if I have insurance, my current documents are produced.
As for scaffolding, most scaffolding companies carry a min of 5 million public liability insurance which usually has to be produced at the town hall if they need a street permit before they are issued with one so if the scaffolders cause any damage, it's their insurance.
Personally anybody trading without insurance is taking one hell of a gamble for the sake of a few hundred quid a year.
Answered 18th Oct 2013